Christina Tharp

Managing Partner, CFO
  • Years Of Experience

    30+

    Joined Hamilton Tharp

    1999

    Expertise

    CFO Affairs
    Business Management
    Family Office

    Alma Mater

    San Diego State University

    Hobbies

    Traveling, Spending time with family & friends, Volunteering, Going to the theater

    Community Involvement

    Solana Beach Chamber of Commerce, Love Your Feral Felines

"My team is cross-trained to serve the needs of all our clients. That allows us to provide unparalleled responsiveness. With what we do, immediate attention is essential. Our clients rely on us for guidance when strategic opportunities arise and they have to make a fast decision."

Tina helps growth-minded business owners make faster, better-informed decisions. It sounds simple — and to her clients, it appears that way — but that’s just part of the value Tina delivers. In reality, she takes accounting and finance tasks off the shoulders of small- to medium-sized business owners so they can focus on growing their companies with the assurance that their financial information and processes are in good hands. Tina gets the challenges that business owners face because she is one herself.

Since 2010, she has served as Hamilton Tharp’s managing partner, overseeing all administrative functions and staffing. Tina created the firm’s business management division, which provides an invaluable suite of services to growing companies. Built from her own foundation of consulting experience and financial management expertise, Tina’s team now consists of knowledgeable staff who are all equally dedicated to helping clients achieve their financial visions.

As a strategic partner to her clients, Tina helps identify the options they need to move their businesses forward. The areas she consults on vary widely, and they are not all accounting-related. Tina has helped clients with everything from accounting software conversions to multi-state office accounting, coordination and process improvements. Tina’s unique background transcends public accounting and includes many years of private industry accounting experience – which includes time as a controller for the Latin America division of a large consulting firm in Chicago. There, she traveled internationally, setting up accounting offices, consulting, and serving as a part-time CFO for a wide variety of privately held, emerging companies. She combines that knowledge with her experience as both a business owner and consultant to provide creative solutions that unlock hidden potential for growth and operational efficiency.

A San Diego native, Tina enjoys her coastal community, especially early-morning walks with her dogs, visiting the theater, and spending time with her friends and family. She volunteers for numerous local nonprofit organizations that support business, children, and animals. Tina is a past board member of the Solana Beach Chamber of Commerce and a past board member for the Canyon Crest Academy Foundation, for both of which she provided financial advice, leadership, and fundraising support.

Recent Posts By Christina Tharp

  • How Inflation Will Affect Your 2024 and 2025 Tax Bills

    Inflation can have a significant impact on federal tax breaks. While recent inflation has come down since its peak in 2022, some tax amounts will still increase for 2025. The…

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  • Family Business Focus: Taking It To The Next Level

    Family businesses often start out small, with casual operational approaches. However, informal (or nonexistent) policies and procedures can become problematic as such companies grow. Employees may grumble about unclear, inconsistent…

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  • Cash Reserves and Business Stability: Building Financial Resilience

    Running a business is no easy feat. Every day, you’re juggling several different things—keeping customers happy, managing operations, thinking about growth—sometimes, it can feel like things are going great, and…

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  • The Amount You and Your Employees Can Save For Retirement Is Going Up Slightly in 2025

    How much can you and your employees contribute to your 401(k)s or other retirement plans next year? In Notice 2024-80, the IRS recently announced cost-of-living adjustments that apply to the…

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